Tools

Interactive tools that run in your browser. Nothing you type is sent to a server.

Estimate the monthly surplus income payment in a personal bankruptcy from your household's available income and the Superintendent's 2026 standard.

See roughly how the money you pay into a consumer proposal splits between the administrator's tariff fees, fixed costs and your creditors.

Compare clearing unsecured debt at its current interest rate with a credit counselling debt management plan at a reduced rate over the same period.

Documents to bring and questions to ask before you choose between a consumer proposal, bankruptcy or another debt solution.